. AccessBank announces the launch of its first-ever “Qızıl Şans” (Golden Chance) incentive lottery campaign, aimed at creating added value for its customers and promoting the sale of pawn loans. The lottery campaign starts on April 17, 2025, and will be held in two separate draws.

Only customers who obtain a pawn loan from AccessBank during the following periods will be eligible to participate in the “Qızıl Şans” lottery:

• 1st draw: 17.04.2025 – 15.08.2025
• 2nd draw: 16.08.2025 – 19.12.2025

For every 1,000 AZN of pawn loan received, customers will earn 1 entry into the draw.

Each draw will have 12 winners selected at random. Valuable gold bars will be awarded to the winners:

• 1st place – 50 grams of 999.99-purity gold bar (1 person)
• 2nd place – 30 grams gold bar (2 people)
• 3rd place – 20 grams gold bar (3 people)
• 4th place – 10 grams gold bar (6 people)

Winners will be determined during the draws held at AccessBank’s Head Office on August 28 and December 26, 2025. The selection process will be conducted randomly using Excel Macros software and broadcast live on AccessBank’s official social media accounts.

Participation Rules:

• Only citizens of the Republic of Azerbaijan who are at least 18 years old can participate.
• The official form issued by the bank, based on the pawn loan contract number, serves as the lottery ticket.
• Participation applies only to pawn loans; consumer, micro, and other types of loans are not eligible.
• Each customer can win only once.
• Customers who win in the first draw are not eligible for the second draw.
• If the winner has not fully repaid their loan obligations, the prize will not be awarded.
• Prizes cannot be exchanged for cash.

The results of the draw and further information about the campaign will be shared on  Qızıl Şans  as well as AccessBank’s Instagram, Facebook, and LinkedIn pages.

AccessBank, a pioneer in the microfinancing market, has been providing services to small and medium-sized enterprises since 2002. The Bank's shareholders include the Asian Development Bank, the European Investment Bank, the International Finance

Corporation, and other international organizations and investment funds. With 35 branch offices, including 14 in Baku and 21 in regions, AccessBank continues to offer accessible financing options for MSMEs. For more detailed information on the branh offices, please follow: http://bit.ly/accessbank-filiallar

For more information on the services provided by AccessBank, call 151 or visit the website at www.accessbank.az. You can also follow the bank's social media accounts on Facebook, Instagram, LinkedIn.

*AccessBank CJSC operates under license No. 245 dated 25 October 2002, issued by the Central Bank of the Republic of Azerbaijan. The bank's Head Office is located at 3 Tbilisi avenue, Yasamal district, Baku city.